Card not Present Merchants

Defining the Different Merchant Account Types

?Keyed or, ?Card-Not-Present? merchants indirectly collect their customers? card information, and, depending on the business environment and technology used, can process transactions in various ways. Mail order - Telephone order merchants, Internet or E-Commerce merchants and more!
Why us? With low-cost start-up packages, a LIVE SUPPORT CENTRE and intuitive integration tools - our online credit card processing services are built for your success.

E-commerce Merchant Account Services

Online merchant accounts: Get e-commerce ready

Global Payment Technology makes shopping for online merchant accounts easy! We provide flexible, cost-effective Visa, MasterCard, Amex and Interac Online merchant accounts to Canadian e-commerce clients. Add online credit card processing to your website without worrying about hefty upfront deposits, complex fee schedules or bank compatibility.

What are online merchant accounts?

Hassle-free ecommerce merchant account services

• Two major currencies - Online merchant accounts for Canadian and USD processing. Ask about Global Payment Technology FX - settle two currencies to a single CAD bank account!
• Entry-level affordability - Receive competitive discount rates and avoid upfront security deposits with Global Payment Technology online merchant accounts.
• Low-cost services, transparent pricing - What we quote is what you get. Our online merchant accounts have no minimum volumes and no hidden fees for high risk transactions, contract termination or statements.
• Multiple settlement options - Find the ecommerce model that works for you! Our online merchant accounts offer flexible fund deposit schedules and deposit to any Canadian financial institution.
• Flexible, growth-oriented packages - We'll grow with you. Global Payment Technology packages online merchant accounts to work with changing merchant needs. No locked contracts, no penalties.
• Superior customer support - Our LIVE support team is available throughout the business week to assist all ecommerce merchant account clients. No extra charge.

Online merchant accounts available only to Global Payment Technology credit card processing customers!

There are many solutions available for merchants. To discover the right one for you, speak with one of our representatives. Just give us a call at 1-800-915-6270.

Choosing a good service provider for your online merchant accounts is central to Payment Processing. Your ecommerce merchant account issuer is your key link to the credit card companies. They'll determine the type of payments that you can accept and handle other essential services - like settling funds to your business bank account, and establishing credit terms with the card companies.
Online merchant accounts are not retail accounts. If you already have retail accounts, you'll still need to sign up for ecommerce merchant account services.

Discount Rates

Unlike what the name implies, a discount rate is not a price cut. A discount rate is a percent fee that is charged on all credit card or Interac transactions. All merchant account providers charge a discount rate. Typically this fee is higher in an online environment than at a retail store. Many providers charge "unqualified" discount rates. This means that the discount rate may vary depending on the transaction scenario. (Your customer chooses not to provide a CVD number? The discount rate goes up.) Additional fees may also be tacked on to merchant account services. Look for references to minimum monthly rates, batch settlement fees and other recurring service fees in merchant account contracts. Global Payment Technology online merchant accounts have "bundled rates" which means that the discount rate is static. It also means there are no additional costs associated with our merchant account services.